Which is which in Vermont’s real estate market? The truth is, both reflect the same shift. People are no longer buying based on how much square footage they need. They’re buying based on how they want to live. That mindset is showing up across every price point and generation. Key Takeaways Downsizing: Letting Go of…
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Buying a home introduces new terms that shape financing, contracts, and timelines. A clear understanding of terms like pre-approval, appraisal, and closing costs helps a buyer make informed decisions, communicate effectively with a Realtor®, and avoid delays during the transaction. Representation & Agency Terms AgencyThe relationship in which a Real Estate Agent represents a client…
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Financing & Closing How much do I need for a down payment? Most buyers do not need 20% down. Many Vermont loan programs allow 3%–5% down, and some buyers may qualify for 0% down options. The best way to understand your options is to speak with a lender and get pre-approved before starting your search….
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Closing costs are a part of every real estate transaction — for both buyers and sellers. While the exact amounts vary depending on the property, financing, and terms of the agreement, understanding what to expect can help you plan ahead and avoid surprises. In Vermont, closing costs are outlined in your Purchase & Sale Agreement,…
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