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Excellent investment opportunity featuring an impressive cap rate nearing 12%! Current tenants are on a month-to-month lease, offering flexible occupancy and income potential for investors or owner-occupants alike. Classic character meets everyday convenience in this farmhouse in the heart of St. Albans City. Set on a fenced lot with off-street parking, this home welcomes you with a covered front porch and side enclosed porch - perfect for enjoying Vermont's seasons. Inside, you'll find upgraded flooring in the updated kitchen and dining room, convenient first-floor laundry hookups, and a flexible floor plan designed to fit a variety of lifestyles. Three bedrooms including an easily accessible first-floor option, plus den/office, and upstairs, a full bath. Very close to downtown St. Albans' shops, restaurants, and Taylor Park, and only minutes to I-89 for an easy commute south to Burlington or north to Montreal, this property offers the perfect blend of location and opportunity.
Cooperation Fee - 2.5%
The Seller(s) of this property has authorized the Listing Agency/Agent to offer a Cooperation Fee or Seller Concession toward Buyers’ closing costs in the amount of 2.5% with accepted terms of an offer. This fee is offered to Buyer’s Agents and Broker’s Agents.
This fee must be agreed to in writing within the terms of the Purchase & Sale Contract or in a fully executed Commission Allocation Agreement or Cooperation Agreement between the brokerage firms; and will be paid at closing.✱
Property Location
181 Federal Street St. Albans City
Property Details
List Price $195,500
Total Rooms 5
List Date Feb 18th, 2026
Cooperation Fee 2.5%
Lot Size 0.11 Acres
Taxes $3,801
MLS# 5076917
Days on Market 126 Days
Tax Year 2025
Type House
Stories 2
Road Frontage
Bedrooms 3
Style Farmhouse
Water Frontage
Full Bathrooms 1
Finished 986 Sqft
Construction No, Existing
3/4 Bathrooms 0
Above Grade 986 Sqft
Seasonal No
Half Bathrooms 0
Below Grade 0 Sqft
Year Built 1868
1/4 Bathrooms 0
Garage Size Car
County Franklin
Interior Features
Equipment & AppliancesRefrigerator, Electric Stove, Exhaust Fan
Kitchen 17' x 7', 1st Floor
Dining Room 12' x 11', 1st Floor
Living Room 13' x 10', 1st Floor
Bedroom 13' x 8', 1st Floor
Den 12' x 10', 1st Floor
Bedroom 17' x 13', 2nd Floor
Bedroom 12' x 11', 2nd Floor
Bathroom Full 11' x 6', 2nd Floor
ConstructionVinyl Siding
BasementInterior Stairs, Unfinished
Exterior Features
Disability Features
Foundation
House Color White
Floors Wood,Vinyl Plank
Building Certifications
Roof Metal
HERS Index
DirectionsFrom Main Street, take left onto Kingman Street, right onto Federal Street, home on right.
Lot DescriptionCity Lot, Sidewalks
Garage & Parking
Road Frontage Type Public
Water Access
Suitable Use
Water Type
Driveway Dirt
Water Body
Flood Zone Unknown
Zoning Residential
School District NA
Middle St. Albans City School
Elementary St Albans City School
High BFASt Albans
Heating Natural Gas, Radiator, Boiler
Items Excluded
Cooling None
Negotiable
Sewer Public
Parcel Access ROW
Water Public
ROW for Other Parcel
Water Heater
Financing
Cable Co
Documents Deed
Electric Circuit Breaker(s)
Tax ID 549-173-01560
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✱ If you engage a brokerage firm to represent you in a real estate transaction, you are responsible for compensating the firm according to the terms of your brokerage service agreement.
Compensation to be paid under a brokerage service agreement is solely and entirely a matter of negotiation between an agent and client and is in no way controlled, fixed, or pre-established.
Historically, cooperation fees were published in the Multiple Listing Service (MLS) for each Listing. Recent changes to the rules, prohibit the publication of these fees in the MLS but allow the display on a brokerage's website for their Clients' listings.
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