92 Bank Street St. Albans City, Vermont - For Sale

92 Bank Street St. Albans City, Vermont 05478 MLS# 5098081

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For Sale Status

$595,000 List Price

House Type

5 Beds

4 Baths

3,500 Sqft

Listed By Keri Lombardi-Poquette of Poquette Realty
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Franklin County

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Breakfast Nook Breakfast Nook
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Mudroom Mudroom
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Formal Dining Formal Dining
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Open & Bright Living Room Open & Bright Living Room
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Gorgeous Study Gorgeous Study
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Bedroom 1 Bedroom 1
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Bedroom 2 Bedroom 2
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Bedroom 3 Bedroom 3
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Bedroom 4 Bedroom 4
Full Bathroom Full Bathroom
Reading Nook Reading Nook
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Private Master Suite Private Master Suite
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The spacious country kitchen is the heart of the home, featuring a cozy breakfast nook with a charming built-in wood pantry. Perfect for entertaining, the elegant formal dining room flows seamlessly into the bright and inviting living room, where oversized windows fill the space with natural light. A gorgeous library with custom built-in wood shelving and fireplace creates the ideal setting for a home office, reading retreat, or study. The second floor offers four generously sized bedrooms and a full bath, while the private third-floor primary suite serves as a peaceful retreat with its spacious studio-style layout and en-suite full bathroom. The finished walkout lower level expands your living space with a comfortable family room featuring surround sound, an additional bathroom, and direct access to a beautiful stone patio and beautiful covered back porch—ideal for relaxing or entertaining. Ample storage space ensures room for everything. Outside, mature landscaping surrounds the home, creating a picturesque setting that complements its timeless appeal. Located in the highly desirable St. Albans Hill neighborhood, you'll enjoy the convenience of walking to downtown restaurants, cafés, shops, schools, parks, and community events. Outdoor recreation is just minutes away at Aldis Hill and Hard'ack Recreation Area, with year-round activities including hiking, skiing, sledding, and the indoor-outdoor city pool. Northwestern Medical Center, medical offices, grocery stores, and I-89 are all just moments away, offering an exceptional blend of historic charm, modern convenience, and an unbeatable location. This is a rare opportunity to own one of St. Albans' truly distinguished homes—where classic architecture, exceptional craftsmanship, and an outstanding location come together to create a place you'll be proud to call home.

Property Location

92 Bank Street St. Albans City

Property Details

List Price  $595,000 Total Rooms  15 List Date  Jul 1st, 2026
Cooperation Fee  Unknown Lot Size  0.23 Acres Taxes $9,696
MLS#  5098081 Days on Market  3 Days Tax Year 2026
Type  House Stories  2 1/2 Road Frontage  70
Bedrooms  5 Style  Colonial Water Frontage  
Full Bathrooms  2 Finished  3,500 Sqft Construction  No, Existing
3/4 Bathrooms  0 Above Grade  2,900 Sqft Seasonal  No
Half Bathrooms  2 Below Grade  600 Sqft Year Built  1922
1/4 Bathrooms  0 Garage Size  1 Car County  Franklin
Interior Features
Equipment & AppliancesWasher, Dishwasher, Refrigerator, Dryer, Refrigerator, Washer, Natural Gas Water Heater
Kitchen 12.6x13.6, 1st Floor Dining Room 15.6x13.6, 1st Floor Living Room 16x13, 1st Floor
Library 13x13, 1st Floor Breakfast Nook  1st Floor Bedroom 14x13, 2nd Floor
Bedroom 13x13, 2nd Floor Bedroom 13x13, 2nd Floor Bedroom  2nd Floor
Primary BR Suite 25x18, 3rd Floor Rec Room 25x18, Basement Bathroom Half  1st Floor
Bathroom Full  2nd Floor Bathroom Full  3rd Floor Bathroom Half  Basement
ConstructionWood Frame
BasementFull, Interior Access, Partially Finished, Storage Space, Walkout
Exterior Features
Disability Features
Foundation   House Color  
Floors  Hardwood,Tile Building Certifications  
Roof  Asphalt Shingle HERS Index  
DirectionsI-89 Exit 19. Right on Rte 104, left on Fairfield Street, right onto Smith Street, left on Bank Street. Home on Left, see sign.
Lot DescriptionCity Lot, Landscaped, Level
Garage & Parking  
Road Frontage Type  Paved,Public Water Access  
Suitable Use Water Type  
Driveway  Gravel Water Body  
Flood Zone  No Zoning  RESD1
School District  Maple Run USD Middle  St. Albans City School
Elementary  St Albans City School High  BFASt Albans
Heating  Natural Gas, Baseboard, Hot Water Items Excluded  
Cooling  None Negotiable  
Sewer  Public Parcel Access ROW  
Water  Public ROW for Other Parcel  
Water Heater   Financing  
Cable Co   Documents  
Electric  200+ Amp Service, Circuit Breaker(s) Tax ID  549-173-01330
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† The remarks published on this webpage originate from Listed By Keri Lombardi-Poquette of Poquette Realty via the PrimeMLS IDX Program and do not represent the views and opinions of Coldwell Banker Hickok & Boardman. Coldwell Banker Hickok & Boardman cannot be held responsible for possible violations of copyright resulting from the posting of any data from the PrimeMLS IDX Program.