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The spacious country kitchen is the heart of the home, featuring a cozy breakfast nook with a charming built-in wood pantry. Perfect for entertaining, the elegant formal dining room flows seamlessly into the bright and inviting living room, where oversized windows fill the space with natural light. A gorgeous library with custom built-in wood shelving and fireplace creates the ideal setting for a home office, reading retreat, or study. The second floor offers four generously sized bedrooms and a full bath, while the private third-floor primary suite serves as a peaceful retreat with its spacious studio-style layout and en-suite full bathroom. The finished walkout lower level expands your living space with a comfortable family room featuring surround sound, an additional bathroom, and direct access to a beautiful stone patio and beautiful covered back porch—ideal for relaxing or entertaining. Ample storage space ensures room for everything. Outside, mature landscaping surrounds the home, creating a picturesque setting that complements its timeless appeal. Located in the highly desirable St. Albans Hill neighborhood, you'll enjoy the convenience of walking to downtown restaurants, cafés, shops, schools, parks, and community events. Outdoor recreation is just minutes away at Aldis Hill and Hard'ack Recreation Area, with year-round activities including hiking, skiing, sledding, and the indoor-outdoor city pool. Northwestern Medical Center, medical offices, grocery stores, and I-89 are all just moments away, offering an exceptional blend of historic charm, modern convenience, and an unbeatable location. This is a rare opportunity to own one of St. Albans' truly distinguished homes—where classic architecture, exceptional craftsmanship, and an outstanding location come together to create a place you'll be proud to call home. †
Property Location
92 Bank Street St. Albans City
Property Details
List Price $595,000
Total Rooms 15
List Date Jul 1st, 2026
Cooperation Fee Unknown
Lot Size 0.23 Acres
Taxes $9,696
MLS# 5098081
Days on Market 3 Days
Tax Year 2026
Type House
Stories 2 1/2
Road Frontage 70
Bedrooms 5
Style Colonial
Water Frontage
Full Bathrooms 2
Finished 3,500 Sqft
Construction No, Existing
3/4 Bathrooms 0
Above Grade 2,900 Sqft
Seasonal No
Half Bathrooms 2
Below Grade 600 Sqft
Year Built 1922
1/4 Bathrooms 0
Garage Size 1 Car
County Franklin
Interior Features
Equipment & AppliancesWasher, Dishwasher, Refrigerator, Dryer, Refrigerator, Washer, Natural Gas Water Heater
DirectionsI-89 Exit 19. Right on Rte 104, left on Fairfield Street, right onto Smith Street, left on Bank Street. Home on Left, see sign.
Lot DescriptionCity Lot, Landscaped, Level
Garage & Parking
Road Frontage Type Paved,Public
Water Access
Suitable Use
Water Type
Driveway Gravel
Water Body
Flood Zone No
Zoning RESD1
School District Maple Run USD
Middle St. Albans City School
Elementary St Albans City School
High BFASt Albans
Heating Natural Gas, Baseboard, Hot Water
Items Excluded
Cooling None
Negotiable
Sewer Public
Parcel Access ROW
Water Public
ROW for Other Parcel
Water Heater
Financing
Cable Co
Documents
Electric 200+ Amp Service, Circuit Breaker(s)
Tax ID 549-173-01330
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† The remarks published on this webpage originate from Listed By Keri Lombardi-Poquette of Poquette Realty via the PrimeMLS IDX Program and do not represent the views and opinions of Coldwell Banker Hickok & Boardman. Coldwell Banker Hickok & Boardman cannot be held responsible for possible violations of copyright resulting from the posting of any data from the PrimeMLS IDX Program.