98 Bank Street St. Albans City, Vermont 05478 MLS# 5022989

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Under Contract Status

$400,000 List Price

House Type

3 Beds

2 Baths

2,182 Sqft

Listed By Lipkin Audette Team of Coldwell Banker Hickok & Boardman - (802) 846-8800
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Franklin County

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St. Albans City Charmer

Adorable Hill Section Ranch in St. Albans, just blocks from downtown and Northwest Medical Center, offering 3 bedrooms, 2 baths, and easy one-level living. Enjoy beautiful hardwood floors, a spacious kitchen with oversized center island, and walk-in pantry. The sunny dining room features a large picture window that overlooks the backyard, while a woodstove in the living room adds warmth and coziness. The private primary suite at the back of the house includes an en suite bath, and all bedrooms feature built-in shelves and drawers for added convenience. Ample storage throughout, including a 1-car garage with additional attic space. The finished basement provides a rec room, wet bar, storage room, laundry, and workbench. Relax on the back deck with a sunken hot tub, surrounded by spacious backyard with shed. Lovely landscaping with hydrangeas in the front yard. Recent plumbing and electrical updates. Perfectly located just minutes from I-89, shopping, dining, and the hospital.

Cooperation Fee - 2.5%

The Seller(s) of this property has authorized the Listing Agency/Agent to offer a Cooperation Fee or Seller Concession toward Buyers’ closing costs in the amount of 2.5% with accepted terms of an offer. This fee is offered to Buyer’s Agents and Broker’s Agents. This fee must be agreed to in writing within the terms of the Purchase & Sale Contract or in a fully executed Commission Allocation Agreement or Cooperation Agreement between the brokerage firms; and will be paid at closing.

Property Location

98 Bank Street St. Albans City

Property Details

Contract Date  Nov 26th, 2024
List Price  $400,000 Total Rooms  8 List Date  Nov 22nd, 2024
Cooperation Fee  2.5% Lot Size  0.3 Acres Taxes $5,768
MLS#  5022989 Days on Market  18 Days Tax Year 2024
Type  House Stories  1 Road Frontage  
Bedrooms  3 Style   Water Frontage  
Full Bathrooms  1 Finished  2,182 Sqft Construction  No, Existing
3/4 Bathrooms  1 Above Grade  1,299 Sqft Seasonal  No
Half Bathrooms  0 Below Grade  883 Sqft Year Built  1949
1/4 Bathrooms  0 Garage Size  1 Car County  Franklin
Interior FeaturesBlinds, Ceiling Fan, Dining Area, Hearth, Attic - Pulldown
Equipment & AppliancesRefrigerator, Dishwasher, Washer, Dryer, Range-Gas, Microwave, Water Heater–Natural Gas, Water Heater - On Demand, Water Heater - Tankless, CO Detector, Smoke Detector, Stove-Wood, Wood Stove
Living Room 16' x 12', 1st Floor Kitchen 17' x 14', 1st Floor Dining Room 14' x 11', 1st Floor
Primary Bedroom 14' x 14', 1st Floor Bedroom 14' x 14', 1st Floor Bedroom 11' x 8', 1st Floor
Rec Room 26' x 18 ', Basement Other 14' x 13', Basement
Construction
BasementInterior, Interior Stairs, Unfinished, Storage Space, Full, Sump Pump, Finished
Exterior FeaturesDeck, Garden Space, Hot Tub, Shed
Exterior   Disability Features  1st Floor 3/4 Bathrm, 1st Floor Bedroom, 1st Floor Full Bathrm, 1st Floor Hrd Surfce Flr
Foundation  Concrete, Block House Color  White
Floors  Carpet, Tile, Hardwood, Vinyl Plank Building Certifications  
Roof  Shingle HERS Index  
DirectionsFrom I-89, Exit 19 to light, right onto route 104, left onto route 36, right onto Smith St, left onto Bank St, house on left – see sign.
Lot Description
Garage & Parking  Auto Open, Direct Entry, Attached
Road Frontage   Water Access  
Suitable Use Water Type  
Driveway  Paved Water Body  
Flood Zone  Unknown Zoning  Residential
School District  St Albans City School District Middle  St. Albans City School
Elementary  St Albans City School High  BFASt Albans
Heat Fuel  Wood Excluded  
Heating/Cool  None, Baseboard, Stove - Wood Negotiable  
Sewer  Public Parcel Access ROW  
Water   ROW for Other Parcel  
Water Heater   Financing  
Cable Co   Documents  Property Disclosure, Deed
Electric  Fuses, Circuit Breaker(s) Tax ID  549-173-00934
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✱ If you engage a brokerage firm to represent you in a real estate transaction, you are responsible for compensating the firm according to the terms of your brokerage service agreement. Compensation to be paid under a brokerage service agreement is solely and entirely a matter of negotiation between an agent and client and is in no way controlled, fixed, or pre-established. Historically, cooperation fees were published in the Multiple Listing Service (MLS) for each Listing. Recent changes to the rules, prohibit the publication of these fees in the MLS but allow the display on a brokerage's website for their Clients' listings.